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As the debtor faces imminent danger from his loan shark, he enlists Jang Gil-ryong for a diabolical task — one that comes at a high and personal cost.

Distracted by Lee Yu-jeong, Glasses gets into a car accident. When he discovers a witness, he panics and tries to erase any trace of his involvement.

After the witness demands more money, Glasses uncovers inconsistencies in the recent accident. The Debtor panics as Gil-ryong demands his due.

Caught in the shadows of her past, Lee Ju-yeon is stirred by a name that echoes old memories, pushing her to confront lingering questions.

Prepared with a plan, the Debtor confronts Gil-ryong — but the plot soon devolves into chaos when the Witness sees an opportunity to exploit.

The Witness faces unexpected setbacks after thinking he's in the clear. But with Ju-yeon on his trail, can he break free from the relentless karmic cycle?